What is Open Enrollment? - Open Enrollment gives employees an opportunity to review benefit plan options and make changes for the
next plan year. Employees are encouraged to carefully review all enrollment
options,
including verifying whether their physician or
dentist is still considered in-network and/or prescriptions are still available
on the
prescription drug list, as this will help determine
whether to modify your selections.
|
When is Open Enrollment? - Monday, October 16, 2023 through Friday, October 27, 2023.
- Click here to view the Open Enrollment campus and center schedules for the Benefits team.
|
Reminders for 2024 - IRS Limits for HSA Individual $4,150 and Family $8,300 (includes College/Consortium contributions).
- To be eligible for an HSA, you must enroll in the High Deductible Health Plan (HDHP).
- College HSA contribution: $750.
- Consortium HSA contribution: $300 Employee only, $600 Employee plus one, $900 Employee plus family.
- Employees enrolling in the HDHP plan for 2024 who have a 2023 Flexible Spending Account (FSA) should reduce their FSA balance to ZERO on or before the deadline to use the funds for 2023-incurred expenses, or you could forfeit that money.
- 2024 IRS limits for medical FSA - $3,050.
- 2024 IRS limits for dependent care FSA - $5,000.
- Take time to review the Monthly Premiums by Plan to understand the costs associated with what you plan to choose.
|
What must I do? - If you are happy with your current medical plan and coverage, you don’t need to make any changes, and it will remain the same for 2024.
- If you do not wish to make any changes to your current dental, vision and/or life insurance coverage, they will also continue for plan year 2024.
- If you have a Medical and/or Dependent Care Flexible Spending Account(s) (FSA), the current FSA deduction will not carry over to plan year 2024, and you must make a new election. If you do not re-enroll, your FSA will terminate December 31, 2023, and any remaining balance up to $500 from 2023 will roll over to 2024.
- If you choose the HDHP medical plan, your 2023 HSA election will remain the same for 2024 unless you make a change. HSA participants should review their contribution amount for 2024 to be sure IRS limits are not exceeded, as your HSA includes both FSCJ and Consortium contributions in addition to your elected contribution.
- Any non-qualifying life event plan election change or dependent addition/deletion change must be completed at this time.
- Remove any over-age dependents not eligible to participate in benefit coverage for 2024:
- Health, Dental & Vision – Dependents may remain on plan through the calendar year in which they turn 26 with no eligibility requirements.
- Child Life Insurance – Dependents may remain on a child life policy through the calendar year in which they turn 25, as long as they are a tax dependent or a PT/FT student. This is verified annually, with the submission of the Child Supplemental Life Insurance – Dependent Verification form.
|
What Medical Plans are available to me in 2024? - None of the health insurance plans changed from 2023.
- Click here to view the medical plans available for this year in a comparison chart.
- Plan Summary
|
How do I make elections/changes in myFSCJ? - Click here for instructions on how to make benefit elections/changes.
- Click here for instructions on adding/updating life insurance beneficiary.
|
What is the Sick Leave Pool?
- For detailed information about the Sick Leave Pool and how it can aid you should you be depleted of leave due to unforeseen medical circumstances, see APM 03-1006.
- The Sick Leave Pool is only open for membership application every year during Open Enrollment. All full-time employees who meet the eligibility requirements can join the Sick Leave Pool.
- Eligibility is determined by verification of full-time employment for one year and a minimum of 72 Sick leave hours available as of the December 8 paycheck. A contribution of 16 hours of Sick leave is given to the Sick Leave Pool from the applying member, and membership is effective the first workday in January of the following year.
- Click here for instructions on applying for Sick Leave Pool membership through a Donate Leave Request.
|
Additional Benefits to Consider - Florida KidCare is the State of Florida’s health insurance program that covers children ages 0-18. This optional health insurance program is a combination of Florida Healthy Kids, Medicaid, MediKids and Children’s Medical Services. Most families pay nothing at all, and many pay as little as $15 a month for all children in the household. With Florida Healthy Kids, families may also have small co-pays for various services.
- Click here to view the 2023 General Annual Income Guidelines.
- Email questions to contactus@healthykids.org.
|
Forms Needed if Adding Dependents - Click here for the Certificate of Dependent Eligibility Attestation.
- Click here for the Affidavit of Tax Dependency for Domestic Partnership.
- Click here for the Personal Health Application (required for supplemental life elections for employee and/or spouse).
- Click here for Child Supplemental Life Verification (required if adding dependent children 19-25 years old).
|
