Applying for financial aid doesn't need to be stressful—most of the forms you need to apply for financial aid are easily available online. Here's how to navigate the financial aid process effectively.
For parents/guardians assisting their student with the FAFSA form, read The Parents Guide to Filling out the FAFSA Form for tips.
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To maintain your eligibility for financial aid, you must meet the standards set forth in FSCJ's financial aid policy on Satisfactory Academic Progress. You may also want to read about how changes in your enrollment can affect your financial aid. Be aware of how changes in your enrollment throughout the semester can affect your financial aid.
Student Aid Report (SAR)
The SAR is a confirmation of a student aid application (FAFSA). Students should receive a SAR approximately two to three weeks after they submit their FAFSA. The SAR is a two-part confirmation form to review for errors and omissions. Read the instructions on the SAR carefully. If changes are needed, contact your Student Success office to determine which corrections are necessary. If corrections are required, students may correct their application by completing part 2 of the SAR and returning it to the federal processor or making the corrections via the FAFSA website. Not correcting a SAR as soon as possible may cause delays in processing a student’s financial aid.
Expected Family Contribution (EFC)
If all the data is complete and correct, the SAR will include an expected family contribution (EFC). The EFC is calculated based on a federal methodology established by Congress. An EFC is the index that is used to establish eligibility for need-based aid.
Eligibility for need-based aid is calculated by subtracting the EFC (and other outside resources such as veteran’s benefits, scholarships, tuition waivers, fellowships, etc.) from the cost of attendance. This determines a student’s financial need.
|Florida State College at Jacksonville Cost of Attendance (COA)||
|Less Expected Family Contribution (EFC)||
|Less Other Resources (private scholarship)||
If the EFC and other resources are less than the COA, the student may have financial need, and every effort is made to meet that need with a financial aid package that may include grants, work-study and/or loans.
Based on the above example, this student may be eligible for $5,761 in financial aid. While this calculation establishes the eligibility for need-based aid, it does not guarantee the student will receive this amount. Eligibility for aid is determined by other factors, including the amount of funds available at the College. Some funds are limited, therefore it is in the student’s best interest to apply early each year. The FAFSA application is available in early January each year.
The Department of Education has regulations to ensure that only eligible students receive financial aid. Verification is the process used to confirm the data you provided on the FAFSA is accurate. It is to your benefit to submit all requested items as quickly as possible since your financial aid file cannot be reviewed or completed until verification is complete. If there are differences found between information reported on the FAFSA and the actual documents provided, FSCJ will submit the corrections on your behalf. Your financial aid award will be based on the corrected information.
If you are a dependent student, and both biological and/or adoptive parents reside in the same household, you will need to provide both parent’s information regardless of their marital status or gender.
If you are an independent student, and your marital status on the date the FAFSA was completed was “married,” you will need to provide your spouse’s information regardless of gender.
A student/parent is considered “married” if the student/parent was legally married in any domestic or foreign jurisdiction that recognizes that relationship as a legal marriage, regardless of where the couple resides. This determination applies to same sex or opposite sex couples. This determination does not apply to domestic partnerships, civil unions, or similar formal relationships recognized under state law.