Direct Subsidized Loans — Low interest federal loans made to eligible students who demonstrate financial need to help cover the costs of higher education. Interest is paid by the U.S. Department of Education while the student is enrolled at least half-time. For more information, visit the Federal Student Loan Program webpage.

Direct Unsubsidized Loans — Low interest federal loans made to eligible students, but in this case, the student does not have to demonstrate financial need to be eligible for the loan. However, the loan cannot exceed the Cost of Attendance, and the student is responsible for interest payments while in school. For more information, visit the Federal Student Loan Program webpage.

Direct PLUS Loans for Parents — A loan available to parents of dependent students to help pay for their educational expenses. Parents are required to demonstrate credit worthiness. Parents will begin repaying both the principal and the interest while the student is enrolled in college.