Institute for Financial Studies

RMI 0601 – General Lines Property and Casualty
State of Florida Licensure and Compliance information: Resident General Lines Agent http://www.myfloridacfo.com/Agents/Licensure/General/docs/20-44.htm

Tuition and Fees: $560.00.
Tuition and fees are listed for Florida residents only. Tuition and fees will be higher for non-Florida residents. Current tuition and fees will be posted at the time of registration.

This course is designed to prepare students to take the General Lines Agent, 2-20, State Licensing Examination. After successful completion of the entire 200 hours, a certificate is awarded that meets the state Department of Insurance approved educational requirement. Program of study 5723; FLDFS Code #67533.

Ref. #	Dates	Term	Textbook
363832	May 7-July 1 online course	Summer	The Florida General Lines Agent and Customer Representative Study Manual, 21st edition
363833	July 2-Aug. 26 online course	Summer	The Florida General Lines Agent and Customer Representative Study Manual, 21st edition

RMI 0603 – Personal Lines Property and Casualty Sales Agent
State of Florida Licensure and Compliance information: Resident Personal Lines Agent http://www.myfloridacfo.com/Agents/Licensure/General/docs/20-44.htm

Tuition and Fees: $145.60.
Tuition and fees are listed for Florida residents only. Tuition and fees will be higher for non-Florida residents. Current tuition and fees will be posted at the time of registration.

This course introduces the student to an identified career field. Students will have the opportunity to explore various aspects of the identified area such as: specific jobs available in the career field, skills required, education required, experience required, approximate salaries, etc. Students will also participate in laboratory experiences designed to enhance their learning, stimulate interest, and expose them to the actual work environment. Program of study 5737; FLDFS Code #67011.

Ref. #	Dates	Term	Required Textbook
363834	May 7-July 1 online course	Summer	The Florida General Lines Agent and Customer Representative Study Manual, 21st edition
363835	July 2-Aug. 26 online course	Summer	The Florida General Lines Agent and Customer Representative Study Manual, 21st edition

RMI 0641 – Life Insurance Marketing
State of Florida Licensure and Compliance information: Resident Life, Health and Variable Annuity Insurance Agent http://www.myfloridacfo.com/agents/licensure/General/docs/2-15.htm

Tuition and Fees: $112.00.
Tuition and fees are listed for Florida residents only. Tuition and fees will be higher for non-Florida residents. Current tuition and fees will be posted at the time of registration.

This course is designed to help prepare life, health and variable annuities agents for state license exams and initial training. The course shall consist of 40 hours of classroom instruction in life insurance, health insurance and annuities. A final examination covering life, health and variable annuities will be given at the end of each course. Program of study 5726; FLDFS Code #4764.

RMI 0093 – Insurance Customer Service Representative
State of Florida Licensure and Compliance information: Registered Customer Service Representative http://www.myfloridacfo.com/agents/licensure/General/docs/4-40.htm

Tuition and Fees: $112.00.
Tuition and fees are listed for Florida residents only. Tuition and fees will be higher for non-Florida residents. Current tuition and fees will be posted at the time of registration.

This course leads to licensure as a 4-40 customer service representative licensure. The program consists of 40 hours of classroom instruction in property, automobile, workers compensation, health and all forms of property and liability insurance concepts. Successful completion of this 40-hour Insurance Designation course and the end of class exam exempts the student from the appropriate State exam. Program of study 5727.

RMI 0635 – Insurance Claims Adjuster
State of Florida Licensure and Compliance information: 
Resident Independent Adjuster http://www.myfloridacfo.com/agents/licensure/General/docs/5-series.htm
| Resident Company Employee Adjuster http://www.myfloridacfo.com/agents/licensure/General/docs/6-series.htm
| Public Adjuster Apprentice http://www.myfloridacfo.com/Agents/Licensure/General/docs/31-20.htm

Tuition and Fees: $112.00.
Tuition and fees are listed for Florida residents only. Tuition and fees will be higher for non-Florida residents. Current tuition and fees will be posted at the time of registration.

This course leads to licensure as an Adjuster in the insurance field. Successful completion of the course and final exam enables the student to obtain their license by-passing the state exam normally required. The course consists of 40 hours of classroom instruction in concepts and practices, personal and business auto, residential and commercial property, general liability, workers compensation, and all other areas of the insurance adjusters field. Successful completion of this 40-hour Insurance Designation Course and the end of class exam exempts the student from the appropriate State exam. This course will also meet the education component for those pursuing the Public Adjuster Apprentice license (31-20). Program of study 5728.

CWK 0142 - Ethics (3 hours)
FLDFS Code #48340	Approved Under Course Authority CE09908	Intermediate	Cost: $30

This course covers ethics, unauthorized entities, and errors and omissions.

Ref. #	Date	Location	Times	Term
363597	Tues., July 24	Kent Campus, Room F-122	9 a.m.-noon	Summer

CWK 0143 - Safeguarding Our Senior Clients (3 hours)
FLDFS Code #73680	Approved Under Course Authority CE09911	Intermediate	Cost: $30

This three hour course fulfills the Senior Suitability requirement for any person who holds a license to solicit or sell life insurance in the state of Florida. A licensee may use the hours obtained under this course to satisfy the requirement for continuing education in ethics.

Ref. #	Date	Location	Times	Term
363549	Tues., May 22	Kent Campus, Room F-122	1-4 p.m.	Summer
363580	Thurs., June 21	Kent Campus, Room F-122	1-4 p.m.	Summer
363599	Tues., July 24	Kent Campus, Room F-122	1-4 p.m.	Summer

CWK 0144 - Premium Discount for Hurricane Loss Mitigation (1 hour)
FLDFS Code #74195	Approved Under Course Authority CE9910	Intermediate	Cost: $10

This course covers the subject of premium discounts for hurricane mitigation options.

Ref. #	Date	Location	Times	Term
363575	Tues., June 19	Kent Campus, Room F-122	3-4 p.m.	Summer

MED 0019 - General Estate Planning (7 hours)
FLDFS Code #41194	Approved Under Course Authority CE0216	Intermediate	Cost: $70

This class explores the general principles and techniques of estate planning. Discussion into the methodology and objectives of estate planning is prevalent through the course. Common objections to estate planning are reviewed as well as the makeup of the estate planning team. Sections in the outline cover wills, trusts and the common methods of dealing with conservation of large estates are reviewed and explained.

Ref. #	Date	Location	Times	Term
363565	Tues., June 5	Kent Campus, Room F-122	8 a.m.-4 p.m.	Summer

MED 0010 - Regulation and Legal Aspects of Life Insurance (7 hours)
FLDFS Code #41195	Approved Under Course Authority CE0216	Intermediate	Cost: $70

This course covers the parts of an insurance contract, endorsements and riders, and the reason for regulations. It covers legal characteristics of insurance contracts, principles of indemnity and exceptions, insurable interest, and subrogation.

Ref. #	Date	Location	Times	Term
363604	Thurs., July 26	Kent Campus, Room F-122	8 a.m.-4 p.m.	Summer

CWK 0146 - Needs Analysis and Solutions (7 hours)
FLDFS Code #41196	Approved Under Course Authority CE0216	Intermediate	Cost: $70

Personal needs analysis, nine basic family financial need areas, calculating insurance needed, business needs analysis, value of business, types of businesses, estate planning for the business owner and annuities.

Ref. #	Date	Location	Times	Term
363607	Tues., Aug. 7	Kent Campus, Room F-122	8 a.m.-4 p.m.	Summer

CWK 0139 - Financial Planning Insurance (4 hours)
FLDFS Code #5085	Approved Under Course Authority CE0216	Intermediate	Cost: $40

This course covers the history of financial planning, goal setting, cash flow, investment and insurance analysis, and estate planning.

Ref. #	Date	Location	Times	Term
363548	Tues., May 22	Kent Campus, Room F-122	8 a.m.-noon	Summer

CWK 0140 - Annuities and Qualified Plans (4 hours)
FLDFS Code #2981	Approved Under Course Authority CE0216	Intermediate	Cost: $40

In this course annuities are defined and their functions discussed. The many types of annuities are reviewed including their method of payouts. Annuities versus conventional accumulation are part of this series. Qualified plans are reviewed to refresh and enforce the knowledge contained in IRC Sections 408 and 403(b), qualifications, and application of life insurance products. Product availability, IRAs and tax-sheltered annuities are discussed.

Ref. #	Date	Location	Times	Term
363612	Thurs., Aug. 9	Kent Campus, Room F-122	1 p.m.-5 p.m.	Summer

CWK 0141 - Retirement Planning (4 hours)
FLDFS Code #2980	Approved Under Course Authority CE0216	Intermediate	Cost: $40

Today’s patterns in retirement planning, determining needs, long term care needs, plan design and tax considerations.

Ref. #	Date	Location	Times	Term
363578	Thurs., June 21	Kent Campus, Room F-122	8 a.m.-noon	Summer
363609	Thurs., Aug. 9	Kent Campus, Room F-122	8 a.m.-noon	Summer

CWK 0147 - Current Employee Benefit Trends (7 hours)
FLDFS Code #4831	Approved Under Course Authority CE0240	Intermediate	Cost: $70

This course examines current employee benefits trends, including social security, group health insurance, group disability insurance, section 125 plans and group long term care insurance.

Ref. #	Date	Location	Times	Term
363550	Thurs., May 24	Kent Campus, Room F-122	8 a.m.-4 p.m.	Summer

MED 0011 - Health Insurance Fundamentals (7 hours)
FLDFS Code #31321	Approved Under Course Authority CE0240	Intermediate	Cost: $70

This course discusses the various types and methods of providing Health Insurance. Includes sections on Disability Income, Long Term Care and Medicare. Also, provides updated information concerning Medicare and Medicaid. Outlines the Group Health Market and includes explanation of Florida requirements in the Group Health Market. Discusses HMOs and the impact of Florida Law.

Ref. #	Date	Location	Times	Term
363567	Thurs., June 7	Kent Campus, Room F-122	8 a.m.-4 p.m.	Summer

Understanding Disability Income		4 Hours	CWK 0133
FLDFS Code #4777	Approved Under Course Authority CE0240	Intermediate	Cost: $40

Course discusses need for disability income, the types of insurance policies, optional benefits, policy provisions and rehabilitation.

Ref. #	Date	Location	Times	Term
363582	Tues., July 10	Kent Campus, Room F-122	8 a.m.-noon	Summer

CWK 0135 - Understanding Long Term Care Insurance (4 hours)
FLDFS Code #4832	Approved Under Course Authority CE0240	Intermediate	Cost: $40

This course defines Long Term Care (LTC) and discusses both government programs and life insurance with long term care benefits. Statistics about current LTC facilities and cost are covered.

Ref. #	Date	Location	Times	Term
363587	Tues., July 10	Kent Campus, Room F-122	1-5 p.m.	Summer

MED 0014 - Business Auto: Gray Areas Beyond the Basics (7 hours)
FLDFS Code #33340	Approved Under Course Authority CE0220	Advanced	Cost: $70

This course highlights the “gray” areas associated with business insurance and summarizes the answers to questions presented by the insured.

Ref. #	Date	Location	Times	Term
363595	Thurs., July 12	Kent Campus, Room F-122	8 a.m.-4 p.m.	Summer

CWK 0137 - Agency Errors and Omissions (6 hours)
FLDFS Code #51575	Approved Under Course Authority CE0220	Intermediate	Cost: $60

This course is designed to focus agent’s thoughts on how their actions or inactions can lead to an insurance agency error and omission claim. Learning should focus on “round table” style of presentation, and stimulating discussion by using questions and scenarios designed to probe for thought.

Ref. #	Date	Location	Times	Term
363571	Tues., June 19	Kent Campus, Room F-122	8 a.m.-3 p.m.	Summer

REE 1040 - Real Estate Principles and Practices

Tuition and Fees: $397.88
Tuition and fees are listed for Florida residents only. Tuition and fees will be higher for non-Florida residents. Current tuition and fees will be posted at the time of registration.

This course provides students with the fundamentals of real estate and license law under Florida statutes. It includes a study of the business and legal aspects of real estate ownership, contracts, deeds, titles, mortgage instruments, property law, and Florida Real Estate Commission governing policies and regulations relative to salespersons. Successful completion of this course will give the student the knowledge to own and invest in real estate either for their companies or themselves. Program of study 3405.

Ref. #	Dates	Term
363856	May 14-July 8	Summer

Required textbooks:

• Florida Real Estate Principles, Practices and Law, 34th Edition, ISBN 1427762163 ($42.96 plus tax), and
• Florida Salesperson Pre-Licensing Key Point Review audio CD, 31st Edition, ISBN 1427765103 ($21.45 plus tax).

Textbooks are available at the Kent Campus bookstore (visit http://www.fscj.edu/bookstore for hours and contact information). For information on State requirements and testing, contact DBPR at (850) 487-1395 or visit http://www.myflorida.com/dbpr/re/LicensureInformation.html.

REE 0047 - Real Estate Sales Agent

Tuition and Fees: $176.40
Tuition and fees are listed for Florida residents only. Tuition and fees will be higher for non-Florida residents. Current tuition and fees will be posted at the time of registration.

This online course provides students with the fundamentals of real estate and license law under Florida statutes. It includes a study of the business and legal aspects of real estate ownership, contracts, deeds, titles, mortgage instruments, property law, and Florida Real Estate Commission governing policies and regulations relative to salespersons. Successful completion of this online course and the end-of-course examination meets the Florida Real Estate Commission requirements for pre-licensing in the Real Estate Marketing program. Program of study 5733.